Business Insurance

Home Insurance

Buildings insurance covers your home’s rebuild costs and repairs, while contents insurance protects belongings like furniture and electronics against fire, theft, or flooding — even when travelling. Proof of buildings insurance is required before completing a mortgage.

Income Protection

If you're unable to work due to illness or injury, income protection pays a regular monthly benefit to replace part of your lost income. This type of cover can help ensure your mortgage and other key payments are met, even if you’re temporarily unable to work. Policies typically cover up to 65-70% of your income and can last until you're fit to return to work or the mortgage term ends.

Critical illness cover

Often paired with life insurance, critical illness cover pays out if you're diagnosed with a serious illness like heart attack, stroke, or cancer. It may also cover total and permanent disability. With more people surviving critical illnesses, it’s crucial to have income protection to avoid losing your home during recovery.

Life Insurance

A life insurance policy provides a lump sum payout upon the death of the insured person. This can be used to pay off the entire mortgage or provide a regular monthly benefit, ensuring your family doesn't have to worry about losing their home.