Buying your first home is exciting, but we understand it can also feel overwhelming. At SWMB, we’re here to make the process as smooth and enjoyable as possible. Our expert advisors are dedicated to guiding first-time buyers through the UK mortgage market with confidence and ease.
We do not charge fees for preparing your initial advice, we are free at the point of contact. South West Mortgage Brokers (SWMB), are an independent whole-of-market mortgage broker. This means we compare all lenders and products to find the best match for you.


We’ll conduct thorough research across the entire market to find the best mortgage products and lenders that meet your needs. Before we make a recommendation we will check that you meet the lenders affordability rules and match their lending criteria, to ensure a smooth underwriting process.
Yes. We’re completely independent and have access to the whole mortgage market. That means we’re not tied to any lender and can recommend the most suitable product for your needs.
We arrange: First-time buyer mortgages, Remortgages, Home mover mortgages, Buy-to-let and let-to-buy mortgages, Specialist and complex lending solutions
Yes. We can arrange a range of protection products, including life insurance, income protection, and home insurance—ensuring your home and family are financially secure.
A mortgage application involves a credit check, which can have a small, temporary impact. We’ll guide you on the right time to apply to minimise any effect.
Your initial consultation is free. If we do charge a broker fee, it will be explained clearly upfront before you decide to proceed. Many of our clients pay no fee at all.
On average, from application to offer, it takes between 2–4 weeks depending on the lender, your circumstances, and the complexity of the case. We’ll keep you updated every step of the way.
Absolutely. We work with clients across the UK via phone, email, and secure online systems.
Simply call us, request a callback, or complete our online enquiry form. We’ll have an initial chat to understand your needs and start matching you with the right mortgage options.
Independent & Whole-of-Market – We search the entire market to find the deal that’s truly right for you
Expert, Personal Service – Clear advice, no jargon, and support from your first call to completion.
Local Knowledge, National Reach – Based in Exeter, helping clients across Devon and the UK.
