Homeowners with a mortgage, should review their arrangements regularly or may be paying more than necessary. Regularly reviewing your mortgage could lead to significant savings by either remortgaging or transferring to a better product with your current lender.
There are no downsides to reviewing your current mortgage arrangements on a regular basis, it pays to stay on top of your largest expense. Put simply, the aim of reviewing your mortgage is to ensure you have the right product for your situation, on the most competitve terms, at all times. At SWMB, we compare deals from your current lender against the whole of market, we only advise you to change lender when there is a compelling reason to do so. The potential fees involved are the only downside to switching your mortgage, but by taking the above approach, we always include all the associated costs in our comparisons, making sure you get the most cost-effective advice.
Your mortgage is likely the largest outgoing expense, so it should be a priority when reviewing your budget. Many customers ask us to review their mortgage deals after their fixed or discounted terms end to take advantage of more competitive offers. For all existing clients we schedule regular reviews to ensure their mortgage arrangements remain competitive.
Finding the perfect home is exciting—securing the right mortgage shouldn’t be overwhelming. Whether you’re buying your first home, upgrading, or refinancing, we offer customized solutions to fit your needs.
We’re independent—no lender ties. We scan all available products to match you with the right mortgage.
From your initial chat to long after completion, our CeMap‑qualified advisers guide you through every step—always clear, always by your side.
No hidden costs. If there's a fee, it’s fair and clearly explained upfront. Initial advice is free.
Independent & Whole-of-Market – We search the entire market to find the deal that’s truly right for you
Expert, Personal Service – Clear advice, no jargon, and support from your first call to completion.
Local Knowledge, National Reach – Based in Exeter, helping clients across Devon and the UK.
